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Welcome to 36 St. Francis Drive South, a beautifully maintained one-owner home in the gated beach community of Emerald Waters. 

Located just 0.4 miles from both the deeded beach access and the popular Pompano Joe's public beach access, this coastal retreat offers the perfect combination of privacy, convenience, and investment potential.

Thoughtfully updated and exceptionally cared for, the home features a bright, neutral interior with updated flooring, paint, kitchen, and bathrooms. The spacious floor plan includes 4 bedrooms, 3.5 bathrooms, desirable first-floor primary suite, and a one-car garage. Step outside to your private backyard oasis, complete with a gunite pool, outdoor entertaining space, and a generator for added peace of mind.

Whether you're searching for a primary residence, second home, or investment opportunity, this property offers exceptional flexibility. Enjoyed by its original owner and never operated as a vacation rental, the home presents a rare opportunity to acquire a meticulously maintained beach retreat with strong vacation rental income potential. Rental projections are available upon request.

Emerald Waters is a gated community known for its charming coastal architecture, deeded access, community pools, and prime Miramar Beach location close to dining, shopping, and entertainment. 

This is a rare opportunity to own a beautifully updated beach home that has been maintained with pride while offering the ability to maximize future rental income.
#1006064

Miramar Beach

36 S St. Francis Drive

4 Beds

3 Baths

2,111 Sq.Ft.

$1,399,000

MLS#: 1006064

Opportunities like this don't come around often! Whether you're looking for a primary residence with income potential, a flexible investment property, or a place with room for all your toys, 19 SW Comet Street offers a truly unique setup. This 2-bedroom, 2-bath home is configured to function as either one residence or two separate 1-bedroom, 1-bath living spaces, creating options for multi-generational living, long-term rentals, or guests.
Outside, the possibilities continue. The fenced backyard features a tiki bar, firepit, detached garage with power and water, and convenient access from both the front and rear streets--making it easy to store a boat, trailer, or other equipment. There's even a 50-amp RV hookup complete with water and electric connections.
Major improvements include a roof installed in 2016, updated electrical completed in 2019, and added flexibility throughout the property. While the home could benefit from cosmetic updates, its unique layout, functional outdoor space, and versatile use options make it a standout opportunity in Fort Walton Beach.
#1006045

Fort Walton Beach

19 SW Comet Street

2 Beds

1 Baths

1,109 Sq.Ft.

$285,000

MLS#: 1006045

This stunning townhome in Reflections at Bluewater Bay is the perfect opportunity to live in a home in a fantastic community. Just 10 minutes to the beaches of Destin, 20 minutes to Eglin AFB and 10 minutes to NWF St College this property will be very attractive to renters. Enjoy all what Bluewater Bay has to offer including golf, tennis, fishing, boating and many fantastic restaurants. The interior features LVP flooring, Stainless steel appliances, Quartz Countertops in kitchen and bathrooms and fresh paint. Master bedroom is on the main floor with a spacious walk in closet and the two bedrooms upstairs with a full bath. HOA has installed a new roof and windows in all of the homes for better efficiency and a aesthetically pleasing appearance.
#1006100

Niceville

1331 Treasure Cove

3 Beds

2 Baths

1,471 Sq.Ft.

$2,300

MLS#: 1006100

Located just across the county line past Hurlburt Field, this inviting 4-bedroom, 2-bath home offers a spacious open-concept layout designed for comfortable everyday living and effortless entertaining. The versatile fourth bedroom easily adapts to your needs as a guest room, private office, or flex space. Inside, rich hardwood floors flow throughout the main living areas, while vaulted ceilings create a bright, airy atmosphere. Dark wood plantation shutters add a touch of timeless elegance along with enhanced privacy.
The heart of the home features a large breakfast bar that seamlessly connects to the dining area and expansive family room--perfect for gathering with friends and family. A standout feature is the oversized movie screen built directly into the great room wall, creating an  ideal setting for movie nights or game-day viewing.
Step outside and discover inviting outdoor spaces that extend your living area even further--perfect for relaxing evenings, weekend barbecues, or simply enjoying the Florida sunshine. Whether entertaining or unwinding, the outdoor setting offers both comfort and versatility.
Adding to the home's appeal, a nearby shopping center with a brand-new grocery store is within walking distance, making daily errands convenient and stress-free. With its thoughtful layout, stylish finishes, and exceptional indoor and outdoor living, this home is a must-see opportunity.

* Lawn pump and sprinkler system as is*
#997871

Navarre

2202 Palo Alto Street

4 Beds

2 Baths

1,680 Sq.Ft.

$350,000

MLS#: 997871

Experience the best of beach living in this custom-built Laguna Beach retreat. 
Located just a short walk or golf cart ride from the sugar-white sands and emerald waters of the Gulf, this custom-built 3-bedroom, 2.5-bath home offers 1,882 square feet of living space, including a bonus sunroom, large back yard with room for a pool. Offering the flexibility today's buyers are looking for, this property is equally suited as a primary residence, second home, or high-performing vacation rental. With no HOA and short-term rentals allowed, the home has generated approximately $45,000 annually as a part-time rental, providing exceptional upside for those looking to maximize rental income through full-time vacation rental management. Rental projections are in upwards of $68K and higher if a pool is added. 
Situated on a quiet dead-end street in the golf-cart-friendly community of Laguna Beach, the property combines quality construction and ample parking with a two-car garage, extra parking for multiple vehicles, and additional space for a boat, RV, trailer, or golf cart. The home's south-facing orientation fills the interior with natural light and provides beautiful sunrise and sunset views throughout the year. Built with 2x6 exterior walls, impact windows, Hardie Board siding, architectural shingles, paver driveway, and premium roof decking, the home was designed for durability and low maintenance.
 The split-bedroom floor plan features an open living area and a well-appointed kitchen with walk-in pantry, KitchenAid stainless appliances with wall oven,
a Bosch dishwasher, custom hood vent, and a beautiful sea-blue backsplash.

The fenced backyard features an outdoor shower, large deck and patio, ample room for a resort-style pool, and a custom gazebo constructed from exotic Ipe wood imported from South America, creating a unique outdoor living and entertaining space. Additional features include a wood-burning fireplace with stone surround, heated bathroom exhaust fans, rain-head walk-in showers, custom built-in shelving, and a bay window in the primary bedroom overlooking the backyard.

Located near public beach access #84, the home is conveniently located within a 10-minute drive either way between Pier Park and the 30A corridor near Rosemary Beach, providing easy access to shopping, dining, entertainment, and the beach.

Furnishings are negotiable. Buyer to verify all data and dimensions if important as some measurements are approximate.
#1006026

Panama City Beach

20756 West End Drive

3 Beds

2 Baths

1,882 Sq.Ft.

$829,000

MLS#: 1006026

SELLER'S MOTIVATED FOR YOU TO RENT--REMODEL--FLIP!  Investment potential with options! This vintage, 4BR/2BA gem is located in the heart of Elliott Point, just minutes from Fort Walton Yacht Club, Cinco Bayou, downtown Fort Walton Beach, Ferry Park, shopping, restaurants, white, sugary, sand beaches & tourist hotspots! This property has been in the same family for almost 30 years! Highlights include a light kitchen remodel, metal roof, sprawling 0.34A lot, deep one-car garage, screened porch, outdoor workshop, beautiful parquet flooring, vintage bathroom tile, fenced backyard and spacious square footage. Large den area features a gas fireplace with access to the screened porch!  Sunny bay window overlooks the backyard!
#999755

Fort Walton Beach

112 NE Berger Place

4 Beds

2 Baths

1,871 Sq.Ft.

$329,900

MLS#: 999755

Welcome to Driftwood Townhomes, where coastal living and exceptional investment potential come together just a short walk from the sugar-white sands of Miramar Beach. This beautifully furnished 4-bedroom, 4-bathroom townhome offers the perfect blend of luxury, comfort, and strong short-term rental appeal.

Designed to accommodate large families and groups, this spacious three-story retreat features multiple private bedroom suites, an open-concept living area, and two full-size washer and dryer sets for added convenience. The one-car garage with tiled flooring provides additional storage for beach gear, bikes, and owner belongings, and a community pool after a day on the sand.

Guests love the unbeatable location, just a short stroll from the beach and popular restaurants, shopping, entertainment, and scenic bike paths. It's the ideal beach getaway with plenty of room to gather, relax, and create lasting memories. The intimate community of only 20 townhomes creates an exclusive atmosphere that keeps visitors returning year after year.

Whether you're seeking a high-performing rental property, a second home, or both, this turnkey beach retreat is ready to deliver. 

Don't miss this opportunity to own a fully furnished coastal investment in the heart of Miramar Beach.
#1005884

Miramar Beach

257 Driftwood Road UNIT 15

4 Beds

4 Baths

2,281 Sq.Ft.

$829,000

MLS#: 1005884

Welcome to easy, resort-style living in this beautifully maintained 4-bed, 3-bath brick home located in the desirable gated golf community of Windswept Estates!
 This home features an open-concept with an inviting foyer, a generous layout with crown molding, engineered hardwoods throughout the entire home, and a cozy custom-built fireplace anchoring the main living area. This floor plan flows seamlessly for entertaining, with a layout that connects the living, dining and kitchen.  
A well appointed kitchen with an abundant of cabinetry, granite countertops, bar seating, spacious island, large pantryand a built in banquet allows for extra seating. Stainless steel applianceand an over the stove pot filler. Primary retreat includes a cozy sitting area,  separate walk-in closets, dual vanities,  tiled shower, and a soaking tub to enjoy at the end of the day!
Step into an outdoor oasis featuring a custom-built screened porch completed with ceramic tile flooring, great for entertaining or just relaxing in the evenings. A landscaped back yard which includes a garden and complete fencing. Several upgrades throughout this home reflect the workmanship and charm.  
 Community perks include relaxing  amenities including  community pools, a clubhouse, tennis / pickleball courts, and a playground.  Neighborhood celebrations throughout the year! Upgrades through the home:
Gutters all sides
Built in fireplace with mantel
Soffit lights on timers
Built in banquette with storage in kitchen
Ceiling fans
Upgraded lighting fixtures
Hardwood floors in all rooms
Additional landscaping including new fence
Paver patio and raised garden boxes with pavers
Reverse osmosis installed under kitchen sink
Coffered ceiling in primary bedroom
Backsplash in kitchen
Work bench in garage
Added shelving in pantry
Cabinets installed in laundry room
Pot filler in kitchen over stove
Garbage disposal
Soft close hardware added on all cabinets
Screened back porch and porcelain floor tile 
Garbage bin area fenced in
Smarthome technology
#1006035

Freeport

259 Fairway Crossing

4 Beds

3 Baths

2,359 Sq.Ft.

$649,900

MLS#: 1006035

UNDER CONTRACT - 72 HR KICK-OUT CLAUSE Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.
#791732

Santa Rosa Beach

90 Mosaic Oaks Circle

3 Beds

2 Baths

1,871 Sq.Ft.

$410,000

MLS#: 791732

Welcome to 438 Regatta Bay Boulevard -- an exceptional new construction residence perfectly positioned on nearly half an acre along the 1st hole of Regatta Bay's championship golf course. This thoughtfully designed single-level home offers 4 bedrooms and 3.5 baths, blending refined finishes with effortless livability.
A dramatic 16-foot foyer entry immediately sets the tone, drawing your eye through the home to the expansive outdoor living space beyond. Designed for both entertaining and everyday comfort, the nearly 1,000 square feet of covered outdoor living creates a seamless indoor-outdoor experience overlooking the fairway. The chef's kitchen is equipped with premium Thermador appliances and opens naturally into the main living areas, creating an ideal setting for hosting or quiet evenings at home. Privately situated, the primary suite spans the entire left wing of the residence -- a true retreat offering space, privacy, and tranquility.
Additional highlights include a spacious three-car garage with decorative epoxy chip flooring, an expansive walk-in attic for exceptional storage, 4 zone Sonos sound system, and convenient golf cart access to the Regatta Bay clubhouse, Legendary Marine, Destin Commons, and more.
A rare opportunity to own a one-level new construction home in one of Destin's most sought-after gated golf communities.
#995682

Destin

438 Regatta Bay Boulevard

4 Beds

3 Baths

3,278 Sq.Ft.

$2,295,000

MLS#: 995682

Meticulously cared for as a private second home and never offered as a rental, this exceptional Luke & Blues custom home is nestled among mature live oaks and lush, meticulously maintained landscaping within the gated community of Forest Lakes. Ideally positioned directly across from the community pool and green space, the residence offers refined coastal living just minutes from the white sand beaches of Blue Mountain Beach and Gulfview Heights. Equally suited as a primary residence, a second home, or an investment opportunity, the property also benefits from no short-term rental restrictions.

Thoughtfully designed for both comfort and entertaining, the spacious floor plan features two primary suites, private ensuite baths for every bedroom, and newly added built-in bunks on the first floor for additional guest accommodations. Multiple indoor and outdoor living areas create an effortless flow for relaxed beach living.

Inside, the home showcases Seashore wood flooring throughout, Cambria countertops and backsplash, and a beautifully appointed chef's kitchen featuring a gas range, oversized waterfall island with beverage cooler and ice maker, Bosch appliances, and a generous walk-in pantry. Additional upgrades include custom window coverings throughout, with blackout shades in every bedroom, motorized shades on the main level, and an indoor-outdoor Sonos sound system. Outdoor living is equally inviting with three spacious porches, including a screened porch, a gas fire pit gathering area, grill, and a newly fenced backyard surrounded by mature landscaping for added enjoy an impressive collection of amenities, including a resort-style two-tier pool, a pavilion with an outdoor kitchen and fireplace, a playground, walking trails, a scenic lake bridge, fishing pond, and expansive green spaces, all within a private gated community along Scenic Highway 30A.
#1006097

Santa Rosa Beach

14 S Pontchartrain

4 Beds

4 Baths

2,632 Sq.Ft.

$1,750,000

MLS#: 1006097

Welcome to this beautifully upgraded home that perfectly blends modern style with everyday comfort! Situated on a premium homesite with a peaceful conservation area directly behind the property, you'll enjoy added privacy with no rear neighbors.

Step inside to discover fresh paint throughout and a thoughtfully designed open-concept, split floor plan ideal for entertaining. The spacious kitchen features stunning quartz countertops, a designer fluted backsplash, abundant cabinetry, and a custom coffee bar complete with open shelving and additional storage--perfect for starting your mornings with a cold brew.

The owner's suite serves as a relaxing retreat with elegant trim details and a spa-inspired ensuite bath featuring a beautifully tiled walk-in shower, separate tiled soaking tub surround, and modern fixtures. Throughout the home, you'll appreciate the upgraded finishes, custom accent walls, designer lighting, and stylish touches that make this property truly stand out.

Outside, the fully fenced backyard provides plenty of room for kids, pets, or outdoor gatherings while backing directly to the conservation area for added tranquility and privacy.

This move-in-ready home offers the perfect combination of modern upgrades, functional living spaces, and a highly desirable setting. Schedule your private showing today and experience everything this exceptional property has to offer!
#791723

Panama City

4423 Conifer Lane

4 Beds

2 Baths

1,654 Sq.Ft.

$378,000

MLS#: 791723

Welcome to your Ultimate Waterfront Compound on Silver Lake: Two Homes, Zero Compromise.

Imagine waking up, walking out onto your upper-level balcony, and looking down to the crystal-clear, spring-fed water. No noise from roaring gas engines. No water pollution. Just absolute tranquility on the second-cleanest body of water in the entire state of Florida. 

Welcome to 3580 Seminole Lane, a rare 1.3-acre lakeside sanctuary spanning two premium, adjacent waterfront lots with 154 feet of pristine shoreline. Boasting NO HOA and featuring two completely independent residences totaling 2,126 square feet, this property offers the ultimate flexible layout: live seamlessly in one and generate premium short-term rental income on the other, multi-generational family compound living, or rent both for maximum yield. With short-term rental projections hitting $50,000+ annually, this is a turn-key cash-flowing asset as the region continues its rapid development over the next few years.

Step inside the main 3-bedroom, 2-bathroom custom cedar home and experience a warm, cabin aesthetic. The open-concept layout perfectly balances rustic charm with modern functionality, featuring durable luxury vinyl plank (LVP) flooring throughout the first level and rich hardwood styled LVP upstairs.

Just steps away sits the detached guest suite, a fully self-contained 1-bedroom efficiency equipped with a full kitchen, full bathroom, a cozy screened porch, and dedicated storage. 

This property features a high-capacity private well (2021) and septic systems mean no monthly city utility overhead. A whole home water filtration system was also installed in 2021. Two separate electrical meters on each house. A 2018 roof and impact-rated windows. An attached garage plus an expansive driveway and yard with plenty of parking for boats, jet skis, and RVs.

Unmatched Spring-Fed Lakefront Living:
Silver Lake is a private, 265-acre hidden gem. Because gas-powered motors are strictly prohibited, the ecosystem remains pristine, creating a mirror-like playground for swimming, kayaking, paddleboarding, and fishing. The outdoor oasis is entirely dialed in for entertainment: spend your afternoons on the private boat dock, launch from the dedicated kayak shack, or unwind in the massive lakeside BBQ pit area.

Whether you are searching for a short-term rental investment to capitalize on Jackson County's growth, a wellness retreat, or a private family compound, this turnkey waterfront estate is the sanctuary you've been waiting for. Opportunities on Silver Lake are rare, schedule your private tour today!
#791738

Marianna

3580 Seminole Lane

4 Beds

3 Baths

2,126 Sq.Ft.

$500,000

MLS#: 791738

Don't miss your chance to own this beautifully furnished beach townhome.. WALK TO THE BEACH | FULLY FURNISHED | SHORT-TERM RENTALS ALLOWED | TURNKEY OPPORTUNITY
Whether you're searching for a vacation home, investment property, second home, or primary residence, this beautifully furnished 3-bedroom, 2.5-bath townhome in Seaside Heights checks all the boxes. Completely turnkey and move-in ready, it's ready for immediate personal enjoyment or rental income from day one.
Located just 0.2-0.3 miles from public beach access, you'll enjoy an easy walk to the sugar-white sands and emerald waters of Panama City Beach.
Inside, this 1,420-square-foot home features an open-concept floor plan with 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen complete with stainless steel appliances, solid-surface countertops, and ample cabinet and counter space. The bright living and dining areas are perfect for entertaining, while the private back deck offers a relaxing outdoor retreat after a day at the beach. Short-term rentals are allowed, making this an excellent income-producing opportunity, while the functional layout and low-maintenance lifestyle also make it ideal for full-time living. HOA dues include exterior insurance, roof maintenance, and exterior upkeep, providing added value and peace of mind.

Fully furnished and move-in ready, this beach retreat offers exceptional flexibility for personal use or rental income. Schedule your private showing today!
#791719

Panama City Beach

2226 Joan Avenue 4

3 Beds

2 Baths

1,420 Sq.Ft.

$308,000

MLS#: 791719

Welcome to Blackwater Reserve brand NEW community featuring a beautiful Community Pool, Lazy River & Pickle Ball.  The ''WALKER'' model is a new floorplan, 9-foot ceilings, built-in lighting and a fabulous open layout for relaxed living, 3 bedrooms, 2 bathrooms, 2-car garage, & the 'Smart Home Connect' System with   convenient Smart Home devices you will love. Spacious Great Room & dining area is open to the kitchen & lots of windows for natural lighting. The well-designed open kitchen includes stainless steel appliances, a smooth-top range, built-in microwave, gorgeous quartz countertops, quiet dishwasher, corner pantry, island bar, eye-catching wood-look flooring, & plush carpet in the bedrooms. No wasted space & a highly desirable floorplan. Striking Curb Appeal. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#997801

Milton

8054 Fox Hunt Drive

3 Beds

2 Baths

1,631 Sq.Ft.

$304,900

MLS#: 997801

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