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RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%!


The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!
#786515

Panama City

268 Ryder Lane

4 Beds

2 Baths

1,867 Sq.Ft.

$352,000

MLS#: 786515

Beautiful 3-bedroom, 3-bath unit located on the 8th-floor west side, complete with its own deeded covered parking space. Enjoy quiet, peaceful views that stretch as far as the eye can see. This Gulf-front condo on Navarre Beach is freshly furnished and equipped with everything you need to begin enjoying coastal living immediately. The spacious wraparound balcony offers front-row seats to the beach and breathtaking sunsets over the Gulf. The deeded garage parking space is conveniently located on the ground floor near the elevators for easy access. The association amenities include a swimming pool, private beach walkover, barbecue and picnic area, fitness center, and more. Call for an appointment to view.
#997379

Navarre

8577 Gulf Boulevard 805

3 Beds

3 Baths

1,397 Sq.Ft.

$875,000

MLS#: 997379

NEW SUBDIVISION - CUL-DE-SAC LOCATION - LOW COUNTY TAXES and convenience!  What more could you ask for!  'The Franklin' has 1337 SF of living space with raised ceilings, Vinyl Plank Flooring throughout, quartz work island, pantry, white shaker cabinets, tile shower in owner's bath, double vanities & walk-in closet.  Recessed lighting, ceilings in all BR'S & Family room, mate black hardware.  1/4-acre lot is fully landscaped, finished garage and front & side porches for relaxing.  Seller will contribute up to $10,000 towards buyers closing costs and/or prepaids and/or rate buydown (call for details).  Photos of similar sold home, front elevation, interior/exterior colors will vary.
#997439

Crestview

2833 Blackbird Court

3 Beds

2 Baths

1,337 Sq.Ft.

$275,000

MLS#: 997439

This Plan Features: 2 x 6 Exterior Construction, 3 CAR GARAGE, 4BR/3BA & Flex Rm, Dining & Breakfast Cafe * 10 Ft Ceilings & Laminate Wood Plank Flooring in Main Living Areas * Granite Countertops Kitchen & Baths * Tile Flooring in all Baths* Kitchen: Granite Island, Stainless Steel Appliances & Walk In Pantry * Soft Close Cabinetry * Main Suite w/ Trey Ceiling & Main Bath with Builders Signature Zero Entry Walk in Tile shower w/ 2 Shower Heads, Separate Soaking Tub, Double Vanities & Large Walk-in Closets * Ceiling Fans All Bedrooms, Family Rm & Rear Covered Lanai * Irrigation & more.
#997467

Milton

7750 Rustling Pines Drive

4 Beds

3 Baths

2,621 Sq.Ft.

$440,950

MLS#: 997467

Prime road frontage along Florida State Highway 20 in the rapidly growing city of Freeport that also offers waterfront access to Alaqua Creek. Purchase & hold this acreage as an investment, build your dream home secluded amongst heavily wooded acreage or develop for a variety of potential uses with appropriate approvals. All information is believed to be accurate but not guaranteed. Buyer is responsible for verifying all features/aspects, as well as current or potential use of this property.
#997378

Freeport

3002 FL-20

None Beds

None Baths

27.0 acres

$387,188

MLS#: 997378

Building lot in the rapidly growing community of Sunny Hills. This is a deed restricted (no mobile homes) community with no HOA. Located approximately 25 miles north of Panama City and 18 miles south of Chipley. Sunny Hills features a popular and affordable 18 hole public golf course and numerous fishing lakes. There are several major builders working in the subdivision to accommodate the growth pushing north out of Panama City. Great opportunity to invest in the future of the Florida Panhandle.
#786532

Chipley

Lot 9 Quincy Avenue

None Beds

None Baths

0.36 acres

$12,000

MLS#: 786532

Very Nice Tract of Land Close to Town on the Corner of Kynesville Hwy and New Salem Rd which are both paved roads.  This tract is about 46 MOL acres cut out  of larger tract so will need a survey.
#786536

Marianna

00 New Salem Road

None Beds

None Baths

46.0 acres

$460,000

MLS#: 786536

BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort.  Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor.  The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower.  The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage.  The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts.  Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.
#786527

Panama City Beach

13657 Front Beach Road

6 Beds

6 Baths

3,990 Sq.Ft.

$3,695,000

MLS#: 786527

CHARMING BAYFRONT ICF HOME ON SOUTH CAPE SAN BLAS WITH BEACH ACCESS. This 2BR - 2 BA, thoughtfully designed property has never been rented and has been carefully maintained, offering a opportunity for a private coastal retreat or full-time residence. Each bedroom features its own private bathroom, providing comfort and privacy for owners and guests. The home's durable Insulated Concrete Form (ICF) construction delivers exceptional strength, energy efficiency, and resistance to fire, storms, mold, and pests, while also providing superior noise reduction. Spacious open-concept living, dining, and kitchen area creates an inviting central space for the home, providing ample room for gatherings, entertaining, or accommodating larger families while enjoying the relaxed coastal lifestyle. Large panoramic windows frame stunning bay views and fill the home with natural light the home features granite countertops throughout, stainless steel appliances, custom shades and shutters, and custom built-in bookshelves, a desk, and buffet cabinetry that enhance both style and functionality. Outdoor living is just as impressive with a large deck featuring a screened area, perfect for enjoying breezes off the bay. Additional conveniences include an elevator, a storage shed, an outdoor hot-water shower, a security system, a dehumidifier, and a water purifier. Explore the beaches, take leisurely walks along the shoreline, enjoy a day of swimming with beach access conveniently located just across the road on Pebble Beach Way, or ride the bike path right outside the home to Salina's Park for pickleball and other recreational activities. For the water enthusiasts, this area is a haven for fishing, boating, kayaking, and paddle boarding, offering a variety of opportunities to experience the rich marine life. This property combines strong construction, thoughtful design, and a prime bayfront setting, making it an exceptional opportunity on Cape San Blas.
#786523

Cape San Blas

961 Cape San Blas Road

2 Beds

2 Baths

1,443 Sq.Ft.

$799,900

MLS#: 786523

INVESTOR SPECIAL!!! 
Opportunity awaits at 5289 Brown Street in Graceville. This quaint 1,138 sq. ft. cottage sits in an area with strong demand for rental properties, making it a great option for investors looking to add to their portfolio.

The home will require significant interior renovation, and one section currently has flooring removed, providing a great starting point for your remodel. Interior photos were not taken due to condition.

With the right vision and updates, this property has the potential to become a strong income-producing rental. Perfect for first-time investors or experienced renovators looking for their next project.

Bring your ideas and unlock the potential. Investment opportunities like this are hard to find in Graceville!!
#786562

Graceville

5289 Brown Street

2 Beds

1 Baths

1,138 Sq.Ft.

$40,000

MLS#: 786562

Discover an exceptional opportunity at 2512 N Bonita Ave. This home is currently under construction and projected to be completed in late January, offering buyers the chance to secure a brand-new build on a rare, oversized lot right in the heart of Panama City. The planned layout features a comfortable 3-bedroom, 2-bath design with light-filled living spaces and a functional flow ideal for everyday living. Buyers will enjoy the privacy and room that come with a large lot — perfect for creating a future pool area, garden, workshop, or the outdoor setup of your choice. Even with its peaceful, spacious setting, the location delivers unbeatable convenience. You'll be just minutes from: • Shopping and dining at major retail centers • St. Andrew Bay for boating and waterfront recreation • Schools, parks, and downtown Panama City • Easy routes to Tyndall Air Force Base and other employment hubs Opportunities like this — new construction paired with large-lot privacy and central-city access — are increasingly hard to find.
#783677

Panama City

2516 N Bonita Avenue

3 Beds

2 Baths

1,288 Sq.Ft.

$279,000

MLS#: 783677

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS

Welcome to 2527 Pelican Bay Drive, a beautifully designed 5-bedroom, 3-bathroom custom home offering 3,164 square feet of thoughtfully designed living space in the highly desirable Pelican Bay community.  
     Framed by mature, lush landscaping and meticulously cared for by just two owners, this home makes a striking first impression with soaring living room ceilings and timeless engineered hardwood flooring. The kitchen blends beauty and function, featuring white cabinetry, dark granite countertops, a gas range, a large stainless-steel sink, and custom pantry shelving with pull-out drawers that offer convenient, effortless organization.
     The first floor offers both flexibility and comfort. A guest bedroom or private office sits alongside a full bath, plus additional storage tucked beneath the staircase. You will also enjoy a formal dining space and a designated eat-in kitchen area, ideal for hosting or everyday living. The spacious primary suite is conveniently located downstairs, overlooking a serene backyard with no rear neighbors. The ensuite bath offers a double vanity, soaking tub, oversized walk-in closet with a custom storage system, and plenty of room to unwind.
     Upstairs, three additional bedrooms and a full bath provide space for family or guests. One of the upstairs bedrooms is exceptionally spacious (20x30), offering incredible versatility. This room can easily serve as a guest suite while also functioning as a home gym, children's playroom, media room, or creative studio. Just off the bedroom is a generous private balcony (28x12) that overlooks the lush, natural landscaping of the backyard, creating a peaceful outdoor retreat.
     Recent updates add both value and peace of mind, including fresh exterior paint, two HVAC systems installed in 2022, a 2018 water heater, newly installed impact-resistant windows on the north side, new roof (2018), and a 10KW Generac generator. The home is also wired for indoor and outdoor surround sound, enhancing everyday living and entertaining alike.
     Step outside to discover a truly private backyard retreat. Beyond the fence lies a protected DEP conservation area, ensuring permanent privacy with no future development behind you. The expansive screened-in porch and privacy-fenced yard create the perfect setting for relaxing evenings or weekend gatherings. Located in flood zone X, no flood insurance is required for this property.
     Pelican Bay is a desirable community located near Bay Point and just minutes from Publix, local dining favorites, and shopping. You are also a short drive to the sugar-white sands of Panama City Beach and the natural beauty of St. Andrews State Park. HOA dues include common area landscaping, access to the community pool, hot tub, pool house amenities, and dock.
     This is more than a home, it is space, privacy, and lifestyle all in one.
#786526

Panama City Beach

2527 Pelican Bay Drive

5 Beds

3 Baths

3,164 Sq.Ft.

$630,000

MLS#: 786526

WRAPAROUND CORNER BALCONY | HIGH-FLOOR GULF, POOL, AND COASTLINE VIEWS |
DEEDED PARKING ON THE 8TH FLOOR ATTACHED GARAGE | Shores of Panama Unit 2003 is a 20th-floor corner residence featuring the desirable Type E floor plan with two bedrooms, two full bathrooms, and a bunk room with an additional half bath. Positioned on the west-side corner of the building, the wraparound balcony captures expansive views of the resort lagoon pool, the Gulf, and the Panama City Beach coastline in both directions. The elevation and corner position also create exceptional sunset views. The primary bedroom is located on the Gulf side with direct balcony access, allowing water views from both the bedroom and the main living area. The kitchen has been fully remodeled with new cabinetry, quartz countertops, stainless steel appliances, and a distinctive blue mermaid tile backsplash. The interior presents a clean, modern look with consistent flooring throughout the unit, updated light fixtures, ceiling fans, and rolling shades installed on all windows and glass doors. Both bathrooms have been updated with walk-in tile showers and glass enclosures. The unit also includes a front-load washer and dryer. A deeded parking space on the 8th floor of the attached parking garage adds convenience and allows direct building access without crossing the street to a separate parking structure. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026 as the area continues to see new entertainment and dining investment. HOA dues are $4,354.06 per quarter. All information is believed to be accurate but should be verified by buyers if important.
#786538

Panama City

9900 S Thomas Drive 2003

2 Beds

2 Baths

1,131 Sq.Ft.

$515,000

MLS#: 786538

Welcome to your fabulous beach home, vacation property, or short term rental investment!  All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs.

LOCATION, LOCATION, LOCATION!
• On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises)
• Bike path along Front Beach Road for cycling and walking
• Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park
• 17 miles to Northwest Florida Beaches International Airport (ECP)

PROPERTY HIGHLIGHTS:
• Spacious 3-story coastal home, built in 2020
• Short 3-minute walk to the white sandy beaches - Access #82
• Water views of the Gulf and coastal lake
• Sleeps up to 14 guests - ideal for large families or vacation rentals
• Three levels, each with living area, kitchen/kitchenette, and covered balcony
• 4 bedrooms including two king suites plus bunk room
• Ground floor guest suite with king bed, living area, kitchenette, and patio access
• Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities
• Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views
• Third floor living area with additional kitchenette and balcony access
• Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs
• Community pool shared by only 10 other homes
• Garage plus driveway parking for up to 3 vehicles
• Lakefront setting with fishing access and community fire pit

Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property.

See listing for floor plans and walkthrough video.
#786550

Panama City Beach

116 Riviera Drive

4 Beds

4 Baths

2,705 Sq.Ft.

$1,430,000

MLS#: 786550

Welcome to Grand Panama Beach Resort, one of PCB's favorite Gulf-front destinations! This spacious 3-bdrm + hallway bunks, 3-bath condo offers breathtaking Gulf views from nearly every room, with a serene bay view from the 3rd guest room. Perfect for investors & families, this rental-ready property is designed for maximum comfort & income potential. Enjoy an open-concept floor plan, a fully equipped kitchen, and a private balcony where you enjoy sweeping beach vistas to the east & west! Hall bunks create extra sleeping space. The Grand Panama Resort features a covered parking garage, a Gulfside pool and spa, a second pool at the building, a modern fitness center, a beachside snack bar, and a convenient crossover bridge for direct beach access. shopping, dining, & entertainment surround
the area, including Shipwreck Island 1/2 mile. This property delivers the ultimate Panama City Beach lifestyle. Proven rental history and amenities make this a standout opportunity for those seeking a vacation home and a smart investment. Don't miss your chance to own a slice of paradise at one of the most beautiful beaches!
#786557

Panama City Beach

11800 Front Beach Road 1301

3 Beds

3 Baths

1,458 Sq.Ft.

$519,999

MLS#: 786557

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